Fair Isaac Corp

“I am very proud of our performance in FY25, another record year for FICO,” said Will Lansing, chief executive officer. “I am also pleased to provide FY26 guidance, which includes even stronger growth than we achieved in FY25.”

Revenues for the fourth quarter of fiscal 2025 for the company’s two operating segments were as follows:

• Scores revenues, which include the company’s business-to-business (B2B) scoring solutions, and business-to-consumer (B2C) solutions, were $311.6 million in the fourth quarter, compared to $249.2 million in the prior year period, an increase of 25%. B2B revenue increased 29%, primarily attributable to a higher mortgage origination scores unit price. B2C revenue increased 8% from the prior year period due to increased revenue from our myFICO.com business and our indirect channel partners.

• Software revenues, which include the company’s analytics and digital decisioning technology, were flat year over year with $204.2 million in the fourth quarter, compared to $204.6 million in the prior year period. Software Annual Recurring Revenue on September 30, 2025 was up 4% year-over-year, consisting of a 16% increase in platform ARR and a 2% decline in non-platform ARR. The total Software Dollar-Based Net Retention Rate was 102% on September 30, 2025, with platform software at 112% and non-platform software at 97%.

Fiscal 2026 Guidance

Non-GAAP Net Income $907 million

Non-GAAP EPS $38.17 The Non-GAAP financial measures are described in the financial table captioned “Reconciliation of Non-GAAP Guidance.”